# The Problem 

- [Cash-Flow Tokens Lack Capital Efficiency](/paydax-docs/paydax-whitepaper-v6/the-problem/cash-flow-tokens-lack-capital-efficiency.md)
- [veTokens Lock Users Into Inflexible Positions ](/paydax-docs/paydax-whitepaper-v6/the-problem/vetokens-lock-users-into-inflexible-positions.md)
- [Limited Asset Support Reduces Access](/paydax-docs/paydax-whitepaper-v6/the-problem/limited-asset-support-reduces-access.md)
- [Lack of Leverage Options for Exotic Assets ](/paydax-docs/paydax-whitepaper-v6/the-problem/lack-of-leverage-options-for-exotic-assets.md)
- [Capital Inefficiency Slows Ecosystem Growth ](/paydax-docs/paydax-whitepaper-v6/the-problem/capital-inefficiency-slows-ecosystem-growth.md)