PayDax Whitepaper
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  • Paydax Whitepaper V6
    • Abstract
    • Introduction
    • The Problem
      • Cash-Flow Tokens Lack Capital Efficiency
      • veTokens Lock Users Into Inflexible Positions
      • Limited Asset Support Reduces Access
      • Lack of Leverage Options for Exotic Assets
      • Capital Inefficiency Slows Ecosystem Growth
    • The Solution
      • Pay-Advancements Over Your Cash-Flow Tokens
      • Unlocking Capital from Locked Governance Tokens
      • Broad Collateral Support for Unlocking Liquidity
      • Unlocking More Value from Hard-to-Use Assets
      • Making Your Collateral Work: How PDP Increases Efficiency
    • Market Positioning: Paydax vs. Other DeFi Platforms
    • Glossary Section
    • Platform Features
      • I. Competitive Interest Loans
      • II. Broad Collateral Support
    • Protocol Architecture
      • PDP Token Design
      • Lending Markets
      • Smart Contract Architecture
    • Economic Model
      • Revenue Streams
      • Fee Distribution
    • DAO Governance
      • Fee Distribution
    • How Does It Work?
    • Collateral & Borrowing
      • Supported Collateral
      • Borrowing Flow
      • Borrower Benefits
    • Borrowers vs Lenders
      • Borrowers
      • Lenders (Supplying to Lending Pools)
      • Stability Pool Participants (A specific type of PDP Staker)
    • PDP: The Utility Token
      • Utility Mechanism
      • Staking
    • PDP Token Utility and Income Tiers
      • Governance
      • Staking & Yield
      • Benefits & Examples of Different Tier Thresholds
    • Risk Management
      • Maintain Collateral Safety Score (CHF)
      • Stability Pool
      • Oracle Infrastructure
      • Volatility Buffers
      • Community Education
      • Stress Testing and Scenario Analysis
      • Historical Performance Data
      • Extreme Market Simulations
    • Roadmap
      • Phase 1 – Platform Launch
      • Phase 2 – Integration of Real-World Assets
      • Phase 3 – Full Decentralization
    • Audits & Security
      • Audit Partners
      • Bug Bounties
      • Immutable Core Contracts
      • Emergency Shutdowns
    • Community Safety Guidelines
    • Protocol Security
      • Multi-Signature Wallets Using Gnosis
      • Decentralized Identity
      • Emergency Pause Mechanism
    • FAQs
    • Token Utility Idea
      • Why LINK Avoids the SEC’s Net: Chainlink’s Token Utility Explained
      • Why PDP is a REAL utility Token and NOT a security
      • Why is this important?
    • ✅ PART 1: SEC Howey Test Compliance – Achieving "Utility" Status
      • 🛡 How to Design Around the Howey Test
    • ✅ PART 2: Token Utility Design – Tokenomics with Purpose
      • 🧩 Utility of the Token (PDP)
    • ✅ PART 3: Process Flow + Validator Checklist
      • Flow Summary
      • Validator Checklist – Ensuring Docs Are of Good Standing
    • ✅ Summary: Does This Pass Utility + Howey?
      • 🔄 Optional Enhancements
    • UI Panel for DApp – Check List
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  1. Paydax Whitepaper V6

Risk Management

Maintain Collateral Safety Score (CHF)Stability PoolOracle InfrastructureVolatility BuffersCommunity EducationStress Testing and Scenario AnalysisHistorical Performance DataExtreme Market Simulations
PreviousBenefits & Examples of Different Tier ThresholdsNextMaintain Collateral Safety Score (CHF)