Flow Summary

1. Borrower submits KYC docs

2. Validator accepts job, stakes 1 PDP

3. Validator checks:

   • Doc clarity

   • Completeness

   • Matching info (across documents)

4. Validator submits result

5. AI/Compliance re-checks:

   • If pass → validator earns 1 PDP

   • If fail → validator loses stake

6. Borrower proceeds to loan if KYC is approved